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Kathy Kemper-Zanck

Sr. Loan Officer

NMLS: 255580
5995 E. La Privada Dr.
Cornville, Arizona 86327

State Licensing Information: OR-255580, AZ-1006582, CA-DBO 255580

About Kathy Kemper-Zanck

“This is what I want to do with my life,” I thought in 2007 when I was introduced to the mortgage business. Not only was I good with numbers, helping individuals and families with their mortgages would tap all the organization and people skills I had relied on as a school teacher for nine years.

My teaching background continues to come in handy. I can help people understand when and why it makes sense to refinance their mortgage or to comprehend the various loan programs available to them. I have an array of loans available, including Conventional, Home Equity Conversion Mortgagae (HECM), Jumbo, VA and ODVA (Oregon-based veteran), FHA, Streamline VA and FHA, Rural Housing, and dozen more. Whether people qualify for a single loan option or three or four, I help guide them so they choose the best mortgage for their personal situation.

I love helping people create the life they want in Oregon, where I’ve spent my whole life. I grew up in Madras, attended COCC, OSU, and Eastern University and taught school in Sisters after completing my Masters. This is where I play, whether I’m white-water rafting, gardening, snow skiing or water skiing. Central Oregon is the community I strive to improve—whether through business, volunteering, the schools, or spearheading the installation of Central Oregon’s first 18-hole disc golf course so that families and kids would have something free and healthy to do in Sisters.

I’m all about helping people in every way I know how. Whether I’m saving client’s money through a refinance or helping them secure the right purchase loan when they’ve found the home of their dreams, I make sure they get the loan program that best suits their needs. Talking clients through each step of what can admittedly be a challenging process takes away the uncertainly and the fear. I love my career and helping people.

My Reviews

19 Reviews

  1. winter lewis

    Great service! Would use Kathy and her team again in the future. Well done.

  2. ron roberts

    Kathy was very professional, listened to what my wife and I wanted to accomplish and then provided alternatives to reach our goals.

    I stress she LISTENED. Then she made notes to assure we were all on the same page.

    She is very patient and understanding.

    Most importantly what she said has proven to be exactly as she promised.

  3. Laura N

    Kathy was most helpful with our refinance. She was patient while waiting for the rate we wanted. The process was seamless. Highly recommended.

  4. Rick and Jan Pearson

    Kathy and Cristi were fabulous to work with! Super knowledgeable and kept us up to date with how things were progressing. They made what can be a stressful time much, much easier. We highly recommend!

  5. Jeannie

    Kathy is the best! She’s enthusiastic, professional, and very knowledgeable. She worked so hard for us and got everything we needed done in record time!
    Thank you

  6. Michael E ONeil

    Kathy has been awesome to work with! She took care of the details, solved problems and had our loan in place right on time. Cindi and I highly recommend working with Kathy for a mortgage.

  7. Priscilla and David Beets

    Kathy Kemper-Zanck and her team are great! My wife and I refinanced our home. Kathy was there to help and answer all of our questions. She gave us the best option in our situation and it has worked perfectly. I also want to thank Kayla Kilpatrick for her help during our loan process. She was very helpful. I have one more person to thank and that is my friend for almost 40 years, Chris Scott. Thank you for introducing me to Kathy. Thank you Kathy Kemper-Zanck and Premier Mortgage Resources.

  8. Dawn Richerson

    As a real estate broker, Kathy and I work together closely on transactions and she handles my clients with professionalism and excellent communication. She is knowledgeable and dependable and has a great sense of the market. Most recently, she completed a seamless refi for our personal properties. Couldn't be happier.

  9. Dawn and Quay Richerson

    Why would you use anyone else to secure your mortgage? Kathy provides the positive energy to keep you motivated when the "going gets tough". In addition, she is proactive in anticipating what is coming around the corner, and provides the professional wisdom to overcome those obstacles. Kathy did a fantastic job of moving our loan process along smoothly, even though we know she was feverishly battling behind the scenes. She, and her team, are professional, knowledgeable, and fight hard to secure the best deal for their clients. We are so appreciative of their hard work!

  10. Jeff and Louise Larson

    We had approached Kathy a few years ago with regard to potential refinancing, but at that particular time, and after she spent her time to evaluate everything, she advised us to wait (even if for two to three more years). We so appreciated that she explained the rationale to us clearly (and without any type of fee for service) that we decided when the time was right we would turn to Kathy again. Just recently, we jumped back into the process. Working with Kathy was the easiest mortgage refinance process we have ever had. Even when she was incredibly busy and the timing probably was not great for her, she made time for a couple of lengthier phone calls to answer our questions. Finding the right person to explain market analysis, provide a variety of options, next steps, etc., is difficult and Kathy fit that bill for us. There were zero surprises and the process she utilizes is streamlined and simple. Communication was excellent. Just great service overall!!

  11. Jean Metz

    I am in my townhome despite what was a very difficult loan. Kathy and her team were relentless in securing this loan in time while keeping my stress level down by keeping me informed. Thank you Kathy!

  12. Jennifer King, RE/MAX

    Kathy Kemper-Zanck has done an outstanding job for me both professionally as a realtor and personally. She is very knowledgeable and has many ways to help her clients with the best products and pricing. Thanks Kathy!

  13. Anne & Mike Zoormajian of WetDog Properties

    Kathy gets it done. Fast. No drama. We run all our personal and professional deals through her.

  14. Anne & Mike Zoormajian of WetDog Properties

    “Kathy gets it done. Fast. No drama. We run all our personal and professional deals through her.”

  15. Valerie and John Bailey

    Kathy provided us with exemplary customer service. Working with Kathy as our mortgage broker was a very pleasant experience. We will highly recommend Kathy to anyone in need of a mortgage.

  16. Greg Zadow, GreenRidge Physical Therapy & Kim Williams-Zadow

    Thank you Kathy for going 'above and beyond' when helping us with our mortgage needs. We appreciated the very personal service and walking us through the entire process. We will definitely recommend you to our friends and family. Great job, Kathy!

  17. Paul and Shawna Rawlins

    Kathy Kemper-Zanck did an amazing job balancing the sale and purchase of our homes. She, along with our Realtor, Tim Kizziar, threaded the needle on all the time to make it come out in perfect harmony. Highly recommend them!!

  18. Shirley Carmien/Cathy Russell

    We recently moved to Sisters from Bend. Kathy Kemper-Zanck of Premier Mortgage Resources and Kari Hartman of Keller Williams Realty worked in a very professional, efficient and personal way to make the purchasing of our home a smooth and satisfactory transaction.

  19. Eric and Khiva Beckwith

    Khiva and I reached out to Kathy for our new home loan. We had a bad experience in the past with Mortgage brokers and had reservations to say the least. Kathy worked diligently to help find us a loan that was right for us. She was meticulous in working through obstacles and we knew we could trust her. Kathy was incredibly informative, spoke to us in terms we can clearly understand, and saved us some money. We will always go to Kathy for our mortgage needs as her service is truly premier.

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Kathy Kemper-Zanck

Sr. Loan Officer

NMLS: 255580

State Licensing Information: OR-255580, AZ-1006582, CA-DBO 255580

Loan Programs

Learn more about the various home loans available at Premier Mortgage Resources to find out what the best loan program is for you.

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The Loan Process

The first step to buying a home is finding out how much money you can borrow so you know which properties are in your price range.

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