PMR Mortgage Blog

Busting two big myths about getting a home loan

Busting two big myths about getting a home loan

Many would-be homebuyers put off buying much longer than they have to because they think their credit score is too low, or they don’t have enough money saved for a down payment. But did you know that lower credit scores and a low down payment don’t automatically mean...

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Home price growth is still slow, making it ideal time to buy

Home price growth is still slow, making it ideal time to buy

Was homeownership or moving part of the game plan this year, but now you’re looking at the calendar wondering how we’re already halfway through? Great news! Not only is it not too late to get into a new home in 2019, you might be in an even better position to start...

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Three ways to utilize your home equity

Three ways to utilize your home equity

If you’re like most people who own their own home, you could use a little extra financial cushion. As a homeowner, your home equity is likely your most valuable asset. Home equity is, to put in simple terms, the part of your home and property you truly “own.” When you...

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Mortgage Rates See Biggest Weekly Drop in a Decade

Mortgage Rates See Biggest Weekly Drop in a Decade

Homebuyers got a big boost to their purchasing power this week thanks to falling mortgage rates. The average rate on the 30-year fixed-rate mortgage fell to 4.06 percent with an average 0.5 point for the week ending Thursday, down from last week when it averaged 4.28...

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How to access your credit score and what it means

How to access your credit score and what it means

As you begin your journey to the home-buying process, you’ll learn very quickly that your credit score plays a huge role in determining your buying power. Not only does your credit determine if you can get a loan, but it determines your interest rate if you do. A...

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Keeping your credit cards open to help your credit score

Keeping your credit cards open to help your credit score

When it comes to buying a home, you’ll quickly learn that there are many factors involved in the approval process. The most important one? Your credit score. That’s why understanding what goes into your score is one of the first steps in purchasing a home. Every...

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Tips on how to make your offer stand out to sellers

Tips on how to make your offer stand out to sellers

In this day and age, technology has made it easier than ever to get an offer in front of a buyer. While that’s mostly great news for all parties, it does mean that there is increased competition and so it’s more important than ever to make your offer stand out from...

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How making biweekly mortgage payments could help you

How making biweekly mortgage payments could help you

In general, the shelf life for most mortgages is 30 years. That’s 30 years of monthly payments toward the principal and interest components of a home loan. In a much shorter time frame, however, you may be able to enjoy some financial perks by making one small...

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5 ways to get your credit in check in 2019

5 ways to get your credit in check in 2019

Even if it’s not a part of your 2019 resolutions, it’s always a good time to whip your credit back into shape. Your credit score is important for your next big purchase, whether it’s a new car or a new home. It may also come to the rescue when you need to apply for a...

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